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TIA -Texas Insurance Agency Blog

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Terrorism insurance is a growing need for companies today. Standard business insurance usually does not cover acts of terrorism. Businesses can often add it with a policy endorsement. This is a type of special addition or rider to the policy. Should your business add it? Your business insurance agent can help you find out. READ MORE >>

If you drive under the influence of alcohol, you pose a huge risk not just to yourself but others on the road. Often, drunk drivers receive DUI charges. As a result of the charge, they might need to obtain an SR-22 certificate. Should you receive this penalty, you have to work with your auto insurance provider. READ MORE >>

Most RV drivers have to carry the right insurance policy for the vehicle. States usually have coverage minimums, in addition to a variety of other requirements. Therefore, getting the proper coverage is imperative. When you apply for coverage, work with your insurance agent to determine the coverage for your vehicle. READ MORE >>

Some people only ride their motorcycles during good weather. Others only ride seasonally. Riding during optimal conditions reduces the risk that a biker will encounter operational hazards. This increases the biker’s safety given the sensitive operational needs of the bike. READ MORE >>

It’s that time of year when the sun is out, the breeze is blowing and the ocean is calling your name. Summer … the perfect time to get the boat and take on the world. Before you can even think about sailing, your boat must be in tip-top shape. Here are a few things you should do to get ready: READ MORE >>

If you buy travel insurance, you likely have coverage for a variety of scenarios. Travel insurance means to protect you from losses you might experience during a trip. There is always a chance that your planned travel could not go over as expected. You might not be able to travel at all or you may have to return home sooner than planned. READ MORE >>

Flooding is perhaps one of nature’s most dangerous weather occurrences. Water damage could easily devastate your home. You might lose personal belongings and even the home itself. The financial ramifications of floods are equally devastating. However, perhaps the biggest threat flooding poses is its risk to homeowners themselves. READ MORE >>

Most people often associate home insurance with a house. It is true that most policies cover the actual structure present, but they also cover the land the house sits on. If you own vacant land, for any reason, you still own an asset that needs financial protection. READ MORE >>

A surety bond is a type of guarantee. It helps customers and clients have financial support should a business they hire fail to provide the type or amount of service they need. This need is often based on an agreed contract.  READ MORE >>

You can expect to have some mechanical problems over the life of your car. But, you shouldn’t have them shortly after purchasing your car.  A lemon is a car that has problems immediately after purchase. It also has problems frequently. If you buy a lemon, then making the payments and repairs are your responsibility. READ MORE >>

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