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The sewer lines to a home can back up. When this happens, it can create significant damage in your home. A typical home insurance policy may not offer enough coverage for the ensuing flooding. However, you may be able to enhance your existing insurance coverage to provide you with more protection. READ MORE >>

Many drivers collide with an object — such as a tree — over the course of their driving lives. Most of the time, this occurs when there are distractions in place. No matter how it happens, a collision with a tree can create significant damage to your car. READ MORE >>

The air conditioner serving your home must provide you with regular cool air. It needs to work through the high temperatures and humidity this coming summer. If you have not done so yet, now may be a good time to pay close attention to it. Have a professional out to your home for a thorough inspection. READ MORE >>

We all need clear lines of sight when we hit the road. Being able to see out of our windows and windshields remains critical to our safety. So, if something damages our windshield, we might find ourselves without good visibility while behind the wheel. This is a big danger, so don't let it happen to you. READ MORE >>

If you recently committed a driving infraction, you might face penalties. One of these might be the requirement to get an SR-22 certificate. For those facing their first SR-22 penalty, the process might seem confusing. Here are three things to know. 1. Understand Why You Got the SR-22 READ MORE >>

Even though it is February, spring is just around the corner. In Texas, spring means an increased risk of storms, particularly tornadoes. Even if you don't live in the heart of Tornado Alley, you still might face a risk from these devastating storms. Tornadoes don't have to touch the ground to create widespread damage. READ MORE >>

Hitting the road in winter comes with a set risks. Regardless of whether the roads are clear or icy, drivers still might encounter unique problems. These might include frequent darkness, inclement weather, and reckless drivers. If you encounter problems on the road this winter, it's important to have assistance on hand. READ MORE >>

Pets tend to be welcome guests for friends and family. However, pets pose risks to everyone who enters your house. Even if a pet causes harm innocently, it could still cause problems with financial ramifications. Your home's liability insurance can often help you in the event your pet damages a guest's property. READ MORE >>

Renters insurance provides protection for negligence claims. It is your responsibility to make sure anyone who visits your home is safe there. If someone falls or suffers an injury, they may file a claim against your liability insurance. Your policy can usually provide protection. READ MORE >>

Terrorism insurance is a growing need for companies today. Standard business insurance usually does not cover acts of terrorism. Businesses can often add it with a policy endorsement. This is a type of special addition or rider to the policy. Should your business add it? Your business insurance agent can help you find out. READ MORE >>

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