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family partyEvery true sports fan knows how to throw a killer football watch party, complete with a huge, high definition TV, cold beer and a table full of snacks. But chances are that insurance hasn't crossed your mind when stocking up the fridge. However, renters insurance can be extremely beneficial during football season (and year-round!). Here are three reasons why.

Property Damage

You probably paid a pretty price for that nice TV so you can watch the big games in perfect clarity. But a heated game can lead to accidents. What if one of your buddies lets a football fly toward the screen during a play if your team misses a touchdown? The nature of accidents is that you never know when they're going to occur. Renters insurance can cover the expense of damaged property.

Liability Risks

With the beer flowing, you're setting the scene for an injury. An intoxicated buddy may fall and break an arm or a leg, then blame you and your unkempt apartment for the incident. Your renters insurance can help pay related medical expenses, and even legal expenses if your friend decides to sue you for the injury.


While it may sound extreme, a fan of your team's rival may think it's funny to deface your memorabilia. If you return home to find your sports merchandise destroyed or defaced, renters insurance can help you replace the vandalized goods.

The worst time to realize you need coverage is after an incident occurs. Be proactive and buy renters insurance so you're covered if anything happens during football season.

We've got you covered. Call Texas Insurance Agency at (713) 675-2626 for more information on Houston renters insurance.
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