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Moving InIt's common knowledge that you can reduce the cost of renters insurance by opting for a larger deductible. However, both $500 and $1,000 deductibles may seem like too much money when it comes to renters insurance. Fortunately, there are many ways you can save $1,000 quickly and take advantage a reduction in the cost of your renters insurance, including using the following strategies.   

Stop Eating Out Temporarily  

Dave Ramsey, a financial guru and radio host, is a staunch advocate of getting out of debt. One of the steps he encourages his listeners to do is save $1,000 in a month. You can use the same measures he suggests to his listeners, which includes eating out less. If you employ this method, you don't have to work harder to save for your deductible; you can simply cut back on going out to eat. 

Sell Things You Don't Use  

Another easy way to save for your deductible without taking on another job is by selling items. You can sell items on eBay and Craigslist from the comfort of your home. If you price your items reasonably, you'll attract the attention of many interested buyers. You can sell old clothes, electronics, and knickknacks that are collecting dust around your home. With each item you sell, you are closer to saving your $1,000.  

Cancel Your Subscriptions  

If you are like many people, you have a lot of subscriptions. You have a subscription for your television service, magazines, a gym, and a host of other things. Although each subscription may seem insignificant, if you add all of them up you can easily save hundreds of dollars. To save your deductible quickly, consider cancelling your subscriptions and purchasing the items as needed.   

Adjust Your Withholdings  

Each year, millions of Americans get a refund from the IRS. Although it's great to receive a refund check, you could have done more with that money throughout the year if your withholdings were accurate. A tax refund is essentially Uncle Sam refunding you for an overpayment. You can talk to a tax professional to determine what your withholdings should be to avoid a refund and increase your take-home pay. With a higher paycheck, you can put more money towards your renters insurance deductible.  

A higher deductible is a great way to minimize the cost of your renters insurance. If you can, take the $1,000 deductible to maximize your savings and save every penny you can to cover your deductible. If you want to learn more ways you can cover your deductible, call us today to discuss your options. 

Get the coverage you need. Call Texas Insurance Agency at (713) 921-8000 for more information on Houston renters insurance.

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