Flooding is perhaps one of nature’s most dangerous weather occurrences. Water damage could easily devastate your home. You might lose personal belongings and even the home itself. The financial ramifications of floods are equally devastating.
However, perhaps the biggest threat flooding poses is its risk to homeowners themselves. In the U.S., floods killed over 200 people between Jan. 2015 and June 2016, according to The Weather Channel.
Personal Safety Tips for Floods
Water can easily trap, injure and drown anyone who doesn’t know how to properly confront a flood threat. While the safety of your belongings matters, personal safety comes first and foremost.
Keep these tips in mind to protect your personal and financial assets if flooding threatens.
- If severe floods are imminent and predictable, listen to your local authorities. They may issue evacuation notices. In these cases, don’t risk your safety. It is always best to evacuate your home. Make sure you take pets, valuables and any financial documentation with you when you go.
- Move any, furniture, art, appliances or electronics to elevated areas of your home. Or, move these items out of the home to a safe space. Place expensive items in waterproof, sealed areas of the home.
- Keep important documents in waterproof areas. These may include insurance policies, Social Security and bank information. Waterproof lock boxes and safes are common in this day and age.
- Secure your food stores. If you become trapped, you will need sustainable, non-perishable food at your disposal.
- A supply of fresh water becomes important in times of flooding. Keep a store of bottled water on hand that will last at least three to four days. Clean water is essential to sanitation during periods of floods.
- Keep a first aid kit on hand. It should include sterile bandages, disinfectants, and emergency supplies of medication.
- Shut off electrical systems. Exposing water to electricity raises your risk of fires.
- At the same time, make sure emergency generators, flares, batteries and radios function properly. You may need these systems to power your home in case you need to get help.
- Clear any drainage ditches or flood areas around your home. If these ditches function properly, they can direct water away from your home.
Finally, get in touch with your insurance agency. Your agent can help you understand how your homeowners insurance covers flood damages. But, keep in mind, most standard home policies usually do not cover flood damages. You may have to purchase a flood insurance policy to separately cover water damages.
If your home faces a flood risk, call Texas Insurance Agency today at (713) 921-8000. We can get you a fast, free Houston flood insurance quote.