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TIA -Texas Insurance Agency Blog: business insurance

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Terrorism insurance is a growing need for companies today. Standard business insurance usually does not cover acts of terrorism. Businesses can often add it with a policy endorsement. This is a type of special addition or rider to the policy. Should your business add it? Your business insurance agent can help you find out. READ MORE >>

When it comes to purchasing business insurance, there are many specific risks at play. It's hard to know what to cover and what not to worry about as much. More importantly, there's a very complex task involved in finding the right balance of coverage and cost. To ensure you purchase a worthwhile policy, avoid these very common mistakes. READ MORE >>

Does your business have a response plan in case it gets hacked or otherwise breached? If not, you aren’t alone. About 75 percent of small businesses do not have a data breach response plan, while 98 percent do not have cyber liability insurance. READ MORE >>

Do you take the time to review your business insurance policy each year or do you simply sign the renewal notice? Everyone’s guilty of taking the easy way out at least once. But if you review your policy with an independent insurance agent, you may find that you’re missing some vital coverages, which you can then add on for complete protection. READ MORE >>

As a small business owner, you understand the role employee appreciation plays in productivity but may not have the funds to offer bonuses or big rewards. But rewarding employees is still important to you. How can you do so on a tight budget? Try these five ways to show how much you appreciate your employees and their efforts. READ MORE >>

Do you own a small business? Hopefully you’re responsible enough to own a business insurance policy to cover property damages and liability risks. But what if an incident occurs that results in costs much higher than your policy limits? READ MORE >>

Did you know that approximately 30 percent of Americans operate businesses right out of their homes? Every responsible business owner knows that it’s important to purchase insurance, but many people believe that their homeowners insurance policy will cover their home-based business. READ MORE >>

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